BizPoint Capital LLC

Privacy Policy

Last Updated: July 27, 2026

At BizPoint Capital LLC (“BizPoint,” “we,” “us,” or “our”), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal and business information when you access or use our websites, applications, forms, APIs, and services (collectively, the “Services”).

This Privacy Policy is part of our Terms of Use . By accessing or using the Services, you acknowledge this Privacy Policy and the Terms of Use. If you do not agree, please discontinue use of the Services.

1. Overview and Scope

This Privacy Policy describes BizPoint’s information practices and the choices that may be available concerning personal and business information (“Personal Information”).

This policy applies to information BizPoint handles in connection with its Services. The Services are intended for businesses and authorized business representatives. They are not intended for personal, family, or household borrowing.

BizPoint Capital LLC provides business-purpose funding directly to eligible businesses. BizPoint reviews submitted inquiries, makes funding decisions, disburses approved capital, and owns or services its funding agreements.

BizPoint does not submit business funding inquiries collected through this website to outside funders, investors, lead buyers, brokers, or referral partners for their independent marketing or promotional use.

Links within the Services may direct you to external websites. BizPoint does not control and is not responsible for the privacy, security, or information-handling practices of external websites. Review their policies before providing information.

2. Information We Collect

2.1 Information You Provide

When you submit a business funding inquiry, apply for a service, communicate with us, or otherwise use the Services, we may collect:

  • Your name, email address, telephone number, contact preferences, and business details;
  • Personal Information concerning business owners, authorized representatives, or personnel when provided with appropriate authority or consent;
  • Business name, industry, time in business, ownership information, annual or monthly revenue, requested funding amount, and intended business use of funds;
  • Financial, transaction, payment, billing, banking, and business account information where necessary;
  • Identity-verification, underwriting, fraud-prevention, risk, security, and compliance information;
  • Documents, financial records, or supporting materials you choose to provide; and
  • Communications and other information you submit to us.

Participation in the Services is voluntary. However, providing complete and accurate information may be necessary for BizPoint to evaluate an inquiry, process an application, determine eligibility, administer a transaction, or provide requested Services.

2.2 Connected Services

If you choose to connect a third-party service, such as an accounting, banking, or financial-data platform, BizPoint and its contracted technology providers may access information from that service only as authorized by you and permitted by applicable terms and law.

2.3 Information Collected Automatically

We and our contracted service providers may automatically collect technical and usage information when you use the Services, including:

  • IP address, device identifiers, operating system, and browser type;
  • Pages visited, time spent on the website, referring pages, links clicked, and other interactions with the Services;
  • Approximate location derived from an IP address or device settings where permitted; and
  • Cookie, analytics, advertising-attribution, security, and fraud-prevention information.

2.4 SMS Consent and Messaging Records

If you voluntarily opt in to text messages, we may retain:

  • Your telephone number;
  • The date and time consent was provided;
  • The form, webpage, or other method through which consent was provided;
  • The consent language and linked policy versions presented at the time of consent;
  • Your affirmative and optional consent selection;
  • The related form-entry or submission identifier and IP address where lawfully collected;
  • Message content and delivery information; and
  • Opt-out, suppression, assistance, and communication-preference requests.

We use these records to document consent, manage communication preferences, prevent unauthorized messaging, respond to inquiries, maintain suppression records, and comply with applicable legal, carrier, and telecommunications requirements.

3. How We Use Your Information

3.1 Service Delivery and Improvement

We may use information to:

  • Receive, process, evaluate, and administer business funding inquiries, applications, agreements, and transactions;
  • Provide and manage accounts, where applicable;
  • Verify information and conduct underwriting, risk, fraud-prevention, security, and compliance activities;
  • Process approved transactions and related payments;
  • Maintain, analyze, secure, and improve the Services; and
  • Develop or improve BizPoint’s business-purpose funding services.

3.2 Administrative Tasks

We may use information to:

  • Provide customer service and technical support;
  • Communicate with you concerning a request, inquiry, application, agreement, account, or transaction;
  • Conduct internal audits, quality assurance, security monitoring, recordkeeping, and compliance reviews;
  • Enforce agreements and protect legal rights; and
  • Comply with applicable legal, regulatory, licensing, reporting, and recordkeeping obligations.

3.3 Marketing and Personalization

Where permitted by law and consistent with your preferences, BizPoint may use information to provide relevant website content, recommend BizPoint products or services, conduct market analysis, or send marketing emails.

You may unsubscribe from marketing emails at any time by using the unsubscribe method provided in the email.

Consent to receive SMS messages is separate from email marketing consent. The optional SMS consent collected through BizPoint’s business funding inquiry forms does not authorize cold outreach, promotional funding solicitations, FutureProspect re-engagement campaigns, or third-party loan marketing.

3.4 Aggregated and De-Identified Information

We may aggregate, anonymize, or de-identify information for analytics, benchmarking, security, research, product improvement, and other lawful business purposes when the information is not reasonably capable of identifying an individual.

3.5 Cookies and Tracking Technologies

We and our contracted providers may use cookies, pixels, web beacons, and similar technologies to operate and secure the Services, remember preferences, understand website usage, tailor experiences, measure advertising performance, attribute conversions, prevent fraud, and improve the Services.

You may be able to manage cookies and similar technologies through browser settings, consent-management tools, or industry opt-out mechanisms. Disabling certain technologies may affect the availability or operation of parts of the Services.

3.6 SMS Communications

Merely visiting the website, providing a telephone number, using the Services, or submitting a business funding inquiry does not constitute consent to receive text messages.

BizPoint sends text messages only after an individual affirmatively selects a separate, optional SMS consent checkbox that is unchecked by default or uses another documented opt-in method.

If enabled and approved for use, the BizPoint Capital Funding Inquiry Communications program is limited to non-marketing customer-care and transactional messages concerning the specific business funding inquiry submitted directly to BizPoint. Messages may include:

  • Confirmation that an inquiry was received;
  • Status updates concerning the submitted inquiry;
  • Requests or reminders concerning information needed to process the inquiry;
  • Appointment or telephone-call coordination; and
  • Direct responses to questions from the applicant.

BizPoint does not use this SMS consent for cold outreach, general funding solicitations, promotional offers, advertisements for additional financing, FutureProspect marketing or re-engagement, third-party marketing, or third-party loan marketing.

Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out or HELP for assistance. You may also email info@bizpointcapital.com or call (786) 968-1796.

Consent to receive text messages is optional and is not a condition of submitting an inquiry, obtaining business funding, purchasing goods or services, or otherwise using the Services.

After a STOP request, BizPoint may send one non-promotional message confirming the opt-out. BizPoint will maintain the telephone number on its suppression records unless renewed consent is later provided or further communication is otherwise permitted by law.

SMS capabilities may not be active or available at all times. Providing optional SMS consent does not guarantee that text messages will be sent. BizPoint will not send automated SMS messages unless the applicable messaging program, use case, carrier registration, and internal compliance controls have been approved and activated.

4. How We Disclose Information

4.1 Contracted Service Providers

We may disclose information to trusted contracted vendors that assist BizPoint in operating and providing the Services, including providers of:

  • Website hosting and information security;
  • Communications delivery and customer support;
  • Analytics and advertising measurement;
  • Identity verification and fraud prevention;
  • Document management and application processing;
  • Underwriting and risk-support technology;
  • Payment or transaction processing; and
  • Professional, auditing, legal, or compliance services.

These providers may use information only as necessary to perform contracted services for BizPoint, protect the Services, or comply with applicable law. They may not use the information for their independent marketing or promotional purposes.

4.2 Affiliates and Business Operations

BizPoint may disclose information within its controlled business operations where reasonably necessary to process a request, administer an agreement, provide the Services, maintain security, or comply with legal obligations.

BizPoint does not sell business funding inquiries or transfer applicant information to lead buyers, brokers, referral partners, outside funding providers, investors, or affiliates for their independent marketing or promotional purposes.

4.3 Mobile Information and SMS Consent

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Mobile telephone numbers, SMS opt-in data, and SMS consent will not be sold, rented, released, disclosed, transferred, or otherwise provided to another business for that business’s independent marketing or promotional purposes.

Mobile information may be disclosed only to contracted communications, telecommunications, hosting, and technology providers as necessary to deliver and support BizPoint messages, maintain consent and suppression records, prevent fraud, provide customer support, or comply with applicable law.

SMS consent is specific to BizPoint Capital LLC and will not be transferred to another business as authorization for that business to send independent marketing or promotional messages.

4.4 Legal and Security Obligations

We may disclose information when required by applicable law, subpoena, court order, regulatory request, or other legal process, or when reasonably necessary to protect the rights, property, security, or safety of BizPoint, our users, or others.

4.5 Business Transfers

If BizPoint is involved in a merger, acquisition, reorganization, bankruptcy, sale of assets, financing, or similar business transaction, information may be transferred as part of that transaction, subject to applicable law and this Privacy Policy.

Any SMS opt-in consent remains subject to the limitations stated in this Privacy Policy and is not transferred as authorization for another business’s independent marketing or promotional messages.

4.6 International Processing

Information may be stored or processed in the United States or in other jurisdictions where BizPoint’s contracted service providers operate, subject to applicable law and appropriate safeguards.

5. Your Rights and Choices

5.1 Communication Preferences

You may unsubscribe from marketing emails at any time using the unsubscribe method provided in the email.

You may opt out of SMS messages at any time by replying STOP. For assistance with SMS communications, reply HELP, email info@bizpointcapital.com , or call (786) 968-1796.

After an SMS opt-out request, BizPoint may send one non-promotional message confirming that the request was received. Operational communications necessary to provide a requested service may continue through other channels as permitted by law.

5.2 Online Advertising

BizPoint may work with contracted service providers to deliver relevant advertising and measure website usage or campaign performance.

You may review available advertising opt-out options through AboutAds or the Network Advertising Initiative .

5.3 Data Access and Control

Depending on your jurisdiction and applicable exceptions, you may have the right to:

  • Access or obtain a copy of certain Personal Information;
  • Correct inaccurate Personal Information;
  • Request deletion of certain Personal Information;
  • Object to or restrict certain processing;
  • Withdraw consent for certain uses; or
  • Obtain additional information concerning our data practices.

To submit a privacy request, email info@bizpointcapital.com . We may take reasonable steps to verify your identity and authority before completing a request.

6. Data Retention and Security

We retain Personal Information for as long as reasonably necessary to provide the Services, administer requests and transactions, maintain business and compliance records, resolve disputes, enforce agreements, prevent fraud, and satisfy legal or regulatory obligations.

SMS consent, opt-out, and suppression records may be retained as reasonably necessary to document consent, honor communication preferences, demonstrate compliance, and prevent future unauthorized messaging.

We use administrative, technical, and physical safeguards designed to protect information. However, no system, storage method, or data transmission is completely secure, and BizPoint cannot guarantee absolute protection.

7. Children’s Privacy

The Services are intended for businesses and authorized business representatives. We do not knowingly collect Personal Information from children under 16.

If we learn that a child under 16 submitted Personal Information through the Services, we will take reasonable steps to delete it.

8. HIPAA Disclaimer

BizPoint is not a healthcare provider, health plan, or healthcare clearinghouse, and the Services are not intended for protected health information. Do not submit protected health information through the Services.

9. Changes to This Policy

We may update this Privacy Policy periodically. The revised policy will be posted with an updated “Last Updated” date.

Where required by applicable law, we may provide additional notice or obtain renewed consent. Continued use of the Services after an updated policy becomes effective constitutes acknowledgment of the updated policy to the extent permitted by law.

10. State-Specific Privacy Rights

Residents of certain U.S. states may have additional privacy rights under applicable state law. The availability and scope of these rights may depend on the jurisdiction, the nature of the information, the purpose for which it is processed, and applicable legal exceptions.

To ask a question or submit a request concerning applicable state-specific privacy rights, email info@bizpointcapital.com .