Business Funding · Manhattan-Based, Nationwide
Working Capital & Business Funding for Established Businesses
Review funding options from $5,000 to $500,000 for payroll, inventory, cash flow, equipment, or expansion. Based in Lower Manhattan, working with operating businesses across the United States.
- check_circleBuilt for operating businesses, not startups, grants, or personal borrowing
- check_circleWorking capital, revenue-based financing, and short-term business funding
- check_circleA named advisor reviews your business and explains the options available
BizPoint Capital LLC provides financing for business purposes only. All funding is subject to application, underwriting review, approval, and program availability. Submitting a request does not guarantee approval or funding.
Start Your Funding Review
Submit your business details and a BizPoint Capital advisor may contact you to review the funding options available to your business.
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Submitting this request does not enroll you in text messages. SMS consent is optional, is not required to submit, and applies only if you separately tick the unchecked consent box in the form.
After submitting: watch for a call from (786) 968-1796. Documents may be requested later to complete your review.
Figures describe the profile BizPoint Capital is generally best suited for. They are guidelines for review, not approval criteria or a funding offer.
What BizPoint Capital Does
Business Funding Options Reviewed Around Your Revenue
BizPoint Capital helps established businesses across the United States review commercial funding options without the paperwork load and waiting period of a traditional bank process. Instead of leading with credit score alone, the review starts with how your business actually performs — revenue, deposit activity, time in operation, and what the capital is for.
Most businesses that fit come to us for one of three things: working capital to cover an operating gap, revenue-based financing that flexes with sales, or short-term small business funding to move on a specific opportunity. An advisor reviews your details and explains which options are available to you, what documents are involved, and what the structure would look like before you commit to anything.
Do I Qualify?
Built for Established Operating Businesses
BizPoint Capital is a fit for businesses that are already trading and generating consistent revenue. It is not a source of startup capital, business grants, personal loans, or investor matching. Being outside these guidelines does not automatically rule you out, but it does change what an advisor can realistically review.
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$150,000+ Annual Revenue
Best suited to businesses generating consistent gross revenue through a business account.
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Ideally 9+ Months Operating
Enough trading history for revenue and deposit patterns to be reviewed properly.
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Business Checking Account
A dedicated business bank account is typically needed to complete a funding review.
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A Clear Business Purpose
Funds are for commercial use — payroll, inventory, equipment, marketing, expansion, or operating costs.
How It Works
From Request to Funding Review in Three Steps
The process is built to make expectations clear before any decision is made — no surprise requirements, no automated rejection with no explanation.
Submit Your Details
Share contact information, then business name, time in business, monthly revenue, and the amount you are looking for. It takes about two minutes.
Speak With an Advisor
A BizPoint Capital advisor reviews your request and may contact you to confirm details and discuss the options that are actually available to your business.
Review Your Options
If your business appears eligible, recent business bank statements and identification details are commonly requested to complete underwriting review.
Human-First Financing
A Real Advisor, Not an Automated Decision
Plenty of platforms will take your details and return a yes or no with no explanation attached. That is not useful when you are trying to make a decision about your own business.
At BizPoint Capital a person reviews your request, explains what the structure would look like, tells you what documents are needed, and answers the questions that actually matter — cost, term, remittance, and what happens if things change. If we are not the right fit, you will be told directly rather than left waiting.
Where We Are
Manhattan-Based, Working With Businesses Nationwide
BizPoint Capital works with operating businesses throughout the United States. Our office is at 200 Vesey Street, 24th Floor, in Lower Manhattan, and a large share of the businesses we review are in the New York metro area and New Jersey — Manhattan, Brooklyn, Queens, the Bronx, Staten Island, Long Island, Westchester, and northern and central New Jersey.
Local context matters in a funding review. Rent cycles, seasonal swings, licensing costs, and supplier terms look different for a Brooklyn contractor than for a distributor in Newark or a retailer in Texas, and that shapes how a request is assessed. If your business is outside the New York and New Jersey area you are still welcome to submit a request. Certain products may be subject to state licensing requirements and may not be available in every jurisdiction.
Common Questions
Business Funding FAQ
Straight answers to what business owners ask before submitting a funding request.
How long does my business need to have been operating?
BizPoint Capital is generally best suited to businesses with at least nine months of operating history. That gives enough revenue and deposit activity for an advisor to review your business properly. Businesses under nine months can still submit a request, but fewer options are typically available.
What revenue do I need to be generating?
The typical profile is $150,000 or more in annual gross revenue moving through a business checking account. Consistency matters as much as the total — steady monthly deposits generally give an advisor more to work with than one strong month followed by several quiet ones.
What can the funding be used for?
Business purposes only: payroll, inventory, equipment, marketing, expansion, supplier payments, seasonal cash flow, and similar operating needs. BizPoint Capital does not provide financing for personal, family, or household use. Certain business types are excluded — see our prohibited businesses list.
What do I need to apply?
To submit the initial request you only need your contact details, business name, time in business, approximate monthly revenue, and the amount you are seeking. If your business moves into review, recent business bank statements and business identification details are commonly requested.
How quickly will I hear back, and how fast is funding?
An advisor aims to follow up shortly after a request is submitted. Actual funding timing depends on eligibility, how quickly requested documents are provided, underwriting review, and program availability. BizPoint Capital does not guarantee a funding timeline.
Does submitting a request guarantee approval?
No. Every request is subject to a full application, underwriting review, approval, and program availability. Submitting a request places you under no obligation, and being reviewed is not an offer of funding.
Is this a loan, and what is the difference from a bank?
BizPoint Capital arranges commercial funding for business purposes. The specific structure, cost, and remittance terms depend on the product your business qualifies for, and your advisor will explain them in full before you agree to anything. Compared with a traditional bank process, the review focuses more on revenue and business performance than on collateral and tax returns.
Do you fund startups, or offer grants and personal loans?
No. BizPoint Capital works with established operating businesses. We do not provide startup seed capital, business grants, free money programs, personal loans, credit repair, or investor matching.
See What Your Business May Qualify For
Submit your details to start a no-obligation funding review with a BizPoint Capital advisor.
Best suited to established U.S. businesses with consistent revenue. Not intended for startups, grants, or personal loans.
Start My Funding Review