BizPoint Capital – Prohibited Business Policy

To ensure compliance with legal and regulatory standards, BizPoint Capital does not support financing for businesses engaged in specific types of activities (referred to as "Restricted Businesses").

By applying for or using any of our services, you confirm that your business does not fall within one of the Restricted Business categories outlined below. If BizPoint Capital determines that a customer is using its services in connection with a Restricted Business, we reserve the right to suspend or permanently close the account without notice.

Restricted Business Categories

The following industries and activities are not eligible for funding or services from BizPoint Capital:

1. Sexually Explicit or Adult-Oriented Content and Services

  • Pornographic material in any form (video, print, digital, etc.)
  • Websites or services offering adult content or live webcam services
  • Businesses providing escort services or any form of commercial sex work

2. Gambling, Gaming, and Games of Chance

  • Online gambling, including casinos and poker
  • Sports betting, prediction markets, or odds-making
  • Fantasy sports leagues with monetary prizes
  • Bidding fee auctions or penny auctions
  • Sweepstakes, raffles, or lotteries
  • Any game primarily based on chance that involves monetary gain

3. Marijuana and Cannabis-Related Businesses

  • Businesses directly involved in the cultivation, distribution, or sale of marijuana
  • THC extraction or marijuana oil production
  • Producers of cannabis-infused edibles or related products
  • Even if legal at the state level, any business that “touches the plant” is ineligible

4. Financial Services and Money Handling Businesses

  • Money transmitters and remittance services
  • Check cashing services
  • Wire transfer operators
  • Currency exchange or trading platforms
  • Bail bond providers
  • Debt collection agencies
  • Non-bank lenders, including payday lenders or title loan businesses

5. Traditional Financial Institutions

  • Banks, credit unions, and savings institutions
  • Insurance companies and brokerages
  • Investment or hedge funds
  • Venture capital or private equity firms

Note: This list is illustrative and not exhaustive. BizPoint Capital reserves the right to update or expand this list at any time. If you have questions about your business’s eligibility, please contact our support team.