BizPoint Capital - Privacy Policy

At BizPoint Capital ("BizPoint," "we," "us," or "our"), your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal and business information when you access our websites, applications, APIs, and services (collectively, the "Services").

This Privacy Policy is part of our Terms of Use. By accessing or using our Services, you agree to this Privacy Policy and the Terms. If you do not agree, please discontinue use of our Services.

1. Overview

This policy explains our data practices and your choices regarding your personal and business information ("Personal Information"). It applies to information we handle as a data controller, not to data we process on behalf of third-party partners. If you're interacting with BizPoint through a third-party service provider, please refer to their privacy policy.

Links within our Services may direct you to external websites. We are not responsible for the privacy practices of those sites. Review their privacy policies before sharing any information.

2. Information We Collect

2.1 Information You Provide

When you register for an account or apply for a service, we may collect:

  • Your name, email, phone number, and business details
  • Personal Information of business owners or personnel (with appropriate consent)
  • Payment and billing details (e.g., credit card numbers)

Participation in our Services is voluntary, but providing accurate information is necessary for certain features, such as funding approval.

2.2 Automatic Data Collection

We may collect technical data automatically when you use our Services, including:

  • IP address, device identifiers, browser type
  • Usage data such as pages visited, time on site, and links clicked
  • Geo-location data, where enabled

3. How We Use Your Information

We use the information we collect for purposes such as:

3.1 Service Delivery & Improvement

  • Providing and managing your account
  • Processing applications and transactions
  • Detecting and preventing fraud

3.2 Administrative Tasks

  • Customer service and technical support
  • Internal audits and security monitoring
  • Communications about your account or our Services

3.3 Marketing & Personalization

  • Recommending products or services
  • Sending promotional content (where allowed by law)
  • Market analysis and user research

3.4 Aggregated Data

We may anonymize or aggregate information for analytics, benchmarking, or other business purposes.

3.5 Cookies and Tracking

We and our partners may use cookies, web beacons, and similar technologies to understand usage and tailor experiences. You may disable these technologies via browser settings.

4. Sharing Your Information

4.1 With Service Providers

We may share your data with trusted vendors who assist us in providing our Services, such as payment processors, IT providers, or loan servicers.

4.2 With Affiliates and Partners

We may share information with BizPoint affiliates or referral partners as needed to fulfill your requests or deliver related services.

4.3 Legal and Security Obligations

We may disclose information if required by law, legal process, or to protect the rights and safety of BizPoint, our users, or others.

4.4 Business Transfers

If BizPoint is involved in a merger, sale, or restructuring, your data may be transferred as part of the business assets.

4.5 International Transfers

Your information may be stored and processed in the U.S. or other countries. By using our Services, you consent to such transfers.

5. Your Rights and Choices

5.1 Communications Preferences

You may unsubscribe from marketing emails at any time. Operational communications related to your account will continue.

5.2 Online Advertising

We work with third parties to deliver relevant ads and track website usage. You may opt out via www.aboutads.info/choices or www.networkadvertising.org/choices.

5.3 Data Access and Control

Depending on your jurisdiction, you may have rights to:

  • Access or obtain a copy of your data
  • Correct inaccurate information
  • Request deletion of your data
  • Object to or restrict processing
  • Withdraw consent for certain uses

To exercise your rights, contact us at: info@bizpointcapital.com

6. Data Retention and Security

We retain Personal Information as long as needed to provide services or comply with legal obligations. While we employ security measures, no system is fully secure, and we cannot guarantee absolute protection.

7. Children's Privacy

Our Services are intended for business users. We do not knowingly collect Personal Information from children under 16. If we discover such information has been provided, we will delete it promptly.

8. HIPAA Disclaimer

BizPoint Capital is not subject to HIPAA. Do not submit protected health information (PHI) to us.

9. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be communicated via email or through our website. Continued use of our Services indicates your acceptance of any updates.

10. State-Specific Rights

Residents of certain U.S. states may have additional privacy rights. For more information, contact us at the email below.

11. Contact Us

If you have questions or requests regarding this policy, please contact us:

Email: info@bizpointcapital.com